Managing Wealth Created Through Company Equity
Leaders with concentrated stock positions, NSOs, ISOs, or RSUs who need disciplined diversification pathways, tax-aware liquidation strategies, and AMT exposure management.
Executives & Equity-Compensated Professionals
They have too much wealth tied to one company.
They've built up years of equity grants, one at a time, until a career's worth of success became concentrated in a single stock. The position reflects real achievement, but it also means their income, their industry exposure, and their investment portfolio all trace back to the same employer. Because it built up gradually, the risk never triggered an alarm. It just quietly became the whole picture.
They're stuck on when to exercise their options.
They know the options are there, vested or vesting soon, but the decision keeps getting pushed off. It's not a simple "now or later" call. It depends on option type, strike price, current valuation, and how much upside is still expected. For ISOs especially, exercising at the wrong time can trigger an AMT bill that arrives as a surprise, well after the decision that caused it.
They don't know how to unwind the position without a tax hit.
They've decided the concentration needs to come down. What they haven't figured out is the how: sell too fast and the tax bill eats into the gain, sell too slow and the exposure stays. And because the answer touches their cash flow, their retirement timeline, their estate plan, and any giving they want to do, it's never just a question about the stock.
A structured approach to turning equity compensation into diversified, tax-efficient wealth.
Equity Compensation Analysis
Every grant is one piece of a larger picture. We analyze the interaction between RSUs, ISOs, NSOs, company stock, and personal financial goals, including vesting schedules and tax implications.
RSU Diversification Planning
Restricted stock units quietly accumulate into a concentrated position over time. We build structured diversification plans around vesting schedules, tax withholding decisions, and long-term portfolio objectives.
ISO & NSO Strategy
Timing decisions on stock options can permanently affect the tax outcome. We evaluate exercise timing, AMT exposure, expiration considerations, and multi-year strategies.
Concentrated Stock Management
Reducing a concentrated position takes more than simply selling shares. We develop tax-aware strategies that account for capital gains exposure and future liquidity needs.
Tax-Efficient Wealth Planning
Equity compensation creates layered tax exposure across ordinary income, capital gains, AMT, and future liabilities. We coordinate investment decisions with tax planning strategies.
Executive Wealth Strategy
Executives carry more moving pieces than most. We bring equity compensation, deferred compensation, retirement accounts, benefits, insurance, and estate planning together into one coordinated strategy.
The right time to plan is before you need to.
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Katerina Minevich
CFP®, CDFA® — Co-Founder
Hilal Yilmaz
PhD, CFA — Co-Founder