Financial Planning Insights
Insıghts
Information and resources that matter to you.
Altitude as the Goal. Endurance as the Guard.
We named Altenn around two ideas: altitude and endurance. Height without structure is fragile — the most meaningful wealth is built to rise, and to last.
Parents and Kids Build Wealth in Parallel
New 530A “Trump Accounts” let families contribute after-tax dollars from birth, convert during low-income years, and potentially grow tax-free wealth alongside their children.
The "1031 Exchange" for Stock Portfolios: Tax-Deferred Diversification for Concentrated Positions
How exchange funds and Section 351 ETF conversions let investors diversify concentrated stock positions while deferring capital gains taxes.
Concentrated Stock Positions: 5 Tax-Efficient Strategies to Reduce Risk Without Sacrificing Wealth
Five tax-efficient strategies for investors with concentrated equity positions — from systematic selling and exchange funds to charitable trusts, hedging, and direct indexing.
Box Spread Borrowing: A More Efficient Way to Access Liquidity Without Selling Investments
Box spread borrowing lets investors access fixed-rate liquidity through the capital markets rather than a traditional lender — without selling appreciated investments or triggering capital gains taxes.
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Katerina Minevich
CFP®, CDFA® — Co-Founder
Hilal Yilmaz
PhD, CFA — Co-Founder